Amazon Pay To Shoppers Stop, Best Lifetime Free Credit Cards Offered By Banks – News18

Credit cards have numerous advantages like balance transfer, easy loan approval, affordable EMIs, and multiple other additional benefits. Along with this also comes the burden of annual and renewal fees in the monthly billing cycle. The banks automatically add the credit card renewal fee to the previous month’s bill. To avoid these, you can also get a lifetime free credit card, which does not carry any annual or renewal fees. These credit cards carry numerous rewards and benefits. Here is the list of some best lifetime free credit cards with zero annual and joining fees.

ICICI Bank Credit Card: Amazon Pay

If you use an ICICI Bank credit card for shopping on Amazon, prime members can get 5 percent unlimited reward points. The non-prime members are eligible for 3 percent of unlimited reward points. The user can also earn 2 percent cashback on payments to over 100 merchants, if they use this card through Amazon Pay. You can also earn 1 percent cashback over other expenses such as shopping, dining, insurance payments, travel and much more. No reward points are available on fuel, EMI transactions and purchase of gold. The highlighting feature of this card is that there is no capping on reward points, which means you can earn unlimited reward points in one billing cycle.

HDFC Bank Credit Card: Shoppers Stop

This lifetime free credit card offers 6 First Citizens (FC) points for every purchase of Rs 150 on the Shoppers Stop private label brand. Apart from this, you get 2 FC points on spending Rs 150 on other brands and other categories of Shoppers Stop except fuel and wallet. Along with this, the user will also get a complimentary membership of Shopper Stop. As per the bank rules, I FC points are equal to 60 paise.

Kotak Mahindra Bank: Lifetime Free Credit Card

Through this credit card, you get 2 reward points for every Rs 100 spent online while you get 1 reward point for every Rs 100 spent offline. You can earn 500 Bonus Reward Points on the expenditure of Rs 5000 within the first 45 days of card issuance.